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And the couples in the study who had accrued debt actually grew less happy over time as compared to those without it.

) But there's also something about committing to a life together that has a halo effect on your finances.

Debt definitely needn't spell the end of a relationship, but it does mean you need to have a talk about how either partner got into debt in the first place and what you'll do together to pay it off.

Our "Get to Your Goal" calculator is an easy way to see how long it could take you. He Spends Like A Drunken Sailor Whether it's literally getting drunk and buying a round for the whole bar, or just a serious taste for pricey new gadgets, spending as though money is going out of style can be a warning sign.

"It does not matter if couples are rich or poor, working class or middle class.

If they accrue substantial debt, it puts a strain on their marriage." Credit card debt increases the likelihood a couple will fight over money -- as well as issues other than money -- and decreases the time they spend with one another, shows a study published in the .

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